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MTN XtraCash: You can now borrow real money from MTN and payback later

Are you really stranded and broke? Are you looking for a way to borrow quick money and payback later? MTN has released a new feature called MTN XtraCash which will allow you borrow real money and some time to payback.

MTN also has the feature that allows you borrow airtime but this new feature is a way better than it. There are some circumstances you might find your self that you are forced to borrow real money and therefore, MTN has finally provided you with the opportunity to take care of that urgent financial need.

So, this new Value Added Service called MTN XtraCash that has been added to MTN online scheme for customers to borrow cash, is based on eligibility in order to restrict some bad users and actors from misusing the service. However, the eligibility isn’t strict; just be an active MTN user and you are done.

How to apply for MTN XtraCash service

You can borrow from N5,000 to N10,000 based on eligibility. Then, dial *606# and choose “XtraCash” option and in the next stage, you will be asked to open a Diamond Yello account by dialling *710# or if you already have, you can proceed to select the amount of cash you wish to borrow or loan and your Diamond MTN Yello account would be credited successfully.

Note: MTN XtraCash cash loan maturity period is 30 days at an interest rate of 15%.

So, you can start to loan and borrow real cash from MTN with MTN XtraCash service.

What’s your say about this new MTN XtraCash feature?


  1. Harun Khalid Adeiza Harun Khalid Adeiza April 23, 2018

    It’s a great value added service, but i am not interested.. Must they put interest again…?

  2. hassan hassan April 24, 2018

    That really amazing to hear this good news from them,i hope there won’t be more cash deducted I. e more than what you borrow if you are about to pay back

    • hussaini hussaini April 26, 2018

      Mtn especially are found of that , Deducting from something without any permission. Na was oo.

  3. Marveln Marveln April 24, 2018

    How do we actually pay them back, airtime recharge???

  4. Ayo Ade Ayo Ade April 25, 2018

    This is great, but they should make it available to all sha

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